Wisconsin Automobile Insurance Requirements
Most states require drivers to hold car insurance to help pay for damages in the event of an automobile accident. Wisconsin has been an exception, but that will soon be changing. By June 2010, all drivers in our state, with a few exceptions, will be required to hold a car insurance policy.
The Legal Minimum
Insurance companies offer many different types of coverage. The type of car insurance policy you should purchase will ultimately depend on a variety of factors, including: how much you can afford to pay; the make and model of your car, and what expenses you want covered in the event of an accident.
Despite what your personal needs include, state law designates the minimum amount of coverage all insured drivers must purchase. In Wisconsin, your minimum liability coverage must include:
- $15,000 for damages to property
- $50,000 for the injury or death of one person
- $100,000 for the injury or death of two or more people
Before you begin shopping for car insurance, you should:
- Become familiar with Wisconsin state laws regarding automobile insurance. Extensive information is available from the State of Wisconsin Office of the Commissioner of Insurance.
- Learn about different car insurance options. Insurance companies offer various types of coverage, including many policies that combine different types of coverage.
- Know your price range. Determine how much money you can afford to spend on insurance, and how much money you can afford to spend on damages that are not covered in the event of an accident.
Choosing the right car insurance company and policy is important to assure that you are provided with adequate coverage in case of an accident.
Contact a Kenosha Car Accident Lawyer
Unfortunately, many people who have been in an accident experience difficulties when dealing with insurance companies. The Kenosha car accident attorneys of Habush Habush & Rottier S.C. ®, S.C can fight to help you get the compensation you deserve from an insurance company. Contact us today at 800-242-2874.